Skipping health insurance in Thailand can work if you pick the right hospital. A private clinic inside a government hospital, plus medicine bought at an outside pharmacy, can cut a cash bill to a fraction of the private-hospital price.
There’s always a difference of opinion when it comes to health insurance in Thailand.
Some foreigners choose not to get it, claiming the cheap costs of healthcare don’t justify the yearly expense of paying for a health insurance plan.
Others swear by it and wouldn’t let their insurance plan expire for even a day.
According to brokers, the price for health insurance in Thailand is driven up by expats picking expensive hospitals and following a not-so-healthy lifestyle.
If you speak Thai, go to local hospitals and live a healthy life, skipping health insurance altogether might work out for you.
In case you decide to forgo insurance, that’s not the end of the world in Thailand.
You can keep your medical costs low while still getting good coverage.
Here are some suggestions:
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