Atlas Travel Insurance is part of the Tokio Marine HCC group of companies.
The company offers policies for global travelers of any age, even 80 or older, though the claimable overall maximum limit decreases as your age increases. The coverage drops from US$2,000,000 if you’re under 65 to just US$10,000 if you’re over 80.
Policies with Atlas aren’t just based on your age but also whether or not you want U.S. coverage included.
Here is an overview of its main coverage on the basic plan for anyone under the age of 65:
- An overall maximum limit available up to US$2,000,000
- A maximum limit per injury or illness up to US$2,000,000
- Up to US$10,000 for trip interruption
- Up to US$1,000 for loss of checked-in luggage
A quote for a three-month policy without U.S. coverage on the International Plan comes out at US$135, while the International Premium jumps up to US$336. With that said, you can choose from three different trip cancellation insurance plans or two customizable travel medical plans. If you’re someone who travels several times a year, however, and looking at the Atlas MultiTrip plan, be aware that this doesn’t include trip cancellation.
For more information on travel medical insurance and to see how Atlas compares to other offers, check out our article on travel insurance.